NECESSARY MONTHLY EXPENSES

WIFE	HUSBAND	CHILDREN

(If separate )
Rent	$	$	$
Mortgage Payment
2nd/Home Eq/or CD Payment
Homeowner's Insurance
Real Estate Taxes
Maintenance & Repairs
Yard Service/Gardening
Association Fee
Electricity
Heat
Sewer/water
Regular phone service
Long distance
Cell/pager
Garbage
Internet Service Provider, DSL
Cable
Food
Restaurants
Carryout
Liquor
Clothing/Shoes
Laundry and Dry Cleaning
Medical not covered by insurance
Dental not covered by insurance
Orthodontist
Eyeglasses
Medicine/drugs
Therapy/counseling
Car payment
Car Insurance
Gasoline
Oil changes
Repairs/maintenance
Parking/Garage rental
License/Tabs/Driver's License
Bus/public transport
WIFE	HUSBAND	CHILDREN

(If separate )
Disability insurance
Life Insurance
Medical if not payroll deducted
Accident/personal umbrella/long term care insurance
Memberships/Clubs
Newspapers/Books/Magazines
Pet Expenses
Vacations
Entertainment
Hobbies
Donations/Worship
Gifts
Cosmetics/toiletry
Barber/beautician
Personal Allowances and Incidentals
Child Care
Babysitting
Allowances
Summer/day camp
Lessons/activities
School Needs
Diaper service
Toys/books/etc.
Prior child/spousal support
Employment costs
Income tax deposits
Debt payments
TOTAL	0	0	0